Starting My Career
This is how ePREMIER by Etiqa helped me realise my dreams.
I'm at the beginning of my career. I’ve got lots to experience now. So saving for the future can wait, right?
Many young people who are starting off in life believe focusing on today is most important (and perfecting their social media profile). Building their career and a stable income comes first and planning for their long term future is normally the last thing on their mind. Most only start thinking about it when they decide to get married or have a family. This may not necessarily be the best strategy for a comfortable life ahead!
Getting a head start and thinking about what the future holds for you is important. With time and health on your side, your future self will thank you for seeking professional advice and starting financial planning as early as possible.
Planning My Family
This is how ePREMIER by Etiqa helped us protect and save for our family.
We want to have a family. We can’t wait to turn just the two of us into 2 + baby. We have lots of outgoing expenses now. Planning for the future can wait right?
Starting a family is one of the greatest pleasures in life. But it also comes with great responsibility. Your children will be dependent on you for many years. What would happen if you were no longer around or unable to take care of them?
Thinking about protecting them financially and planning ahead in case something happens to you should be a priority. You should also start to save for the expenses you will face in the future. School fees, enrichment activities, holidays. These all add up. The sooner you start saving the better, as you have a longer amount of time for your money to grow. They will thank you for it later in life!
Planning My Retirement
This is how ePREMIER by Etiqa helped me secure a comfortable retirement.
I have plenty of time to save for my retirement. It’s something you start thinking about when you’re in your 40’s, right? And the state pension fund will give me enough…. won’t it?
Retirement is probably the last thing on your mind at the moment, especially if you're just starting out, or if you've still got some years ahead of you. But if you want to be comfortable later on in life, you'll need to act now. Why? Because the CPF is only designed to give you a basic standard of living when you eventually retire. If you wish to retire in greater comfort - or retire early - you’ll need to start retirement planning as soon as possible. With modern day healthcare and a better understanding of diet and exercise, people are living longer than ever. If you start working at 23 and work non-stop until 65, that only gives you just over 500 monthly pay days to save enough to live on for the rest of your life. And that money may need to last you for decades. There's no time to delay planning for what will be the longest holiday of your life!
Creating My Legacy
This is how ePREMIER by Etiqa helped me create a lasting legacy.
I’ve worked hard over the years to build a successful life and the wealth that goes with it. Passing the inheritance to my loved ones and dividing it between them should be straightforward, right?
There never seems to be a good time to think about what life will be like for those closest to you when you’re no longer around. Many people underestimate just how complicated their finances can be for their loved ones to deal with (and distribute as per their wishes) after they’re gone. If you want to make sure your inheritance gets to the right people at the right time and avoid potential family disputes and arguments (as well as unnecessary paperwork and legal costs), legacy planning is something you should seriously consider. A good plan can preserve and protect the assets you’ve worked hard to accumulate. It can enable your loved ones to live their best life, with a lasting reminder of all the good times you shared, with less of the stress that comes with bereavement.